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									United Employees Credit Union
									NMLS ID : 793268
								
								
									Mortgage MLO's
Donald Schroeder
NMLS ID: 2558935
								Donald Schroeder
NMLS ID: 2558935
									Adrienne Gehring
NMLS ID: 1392045
								NMLS ID: 1392045


Calculators
The calculators are for limited informational purposes only.
					Financial decisions should not be made based solely on the results from these calculators.
					
					Always consult with your accountant or other professional advisors when making 
					such decisions.
				
						Personal Finance
						 How much car can I afford? 
						 How long will it take to pay off my credit cards? 
						 What payments will it take to pay off my credit cards? 
						 Simple loan calculator 
						 How much can I borrow? 
						 What interest rate would I need? 
						 How long would it take to pay off a loan? 
						 What are the effects of inflation? 
						 What would my payments be? 
						 What is the future value of a dollar? 
						 Fixed Loan Scratchpad 
					
					
						Retirement Calculators
						 IRA calculator 
						 Roth IRA calculator 
						 IRA deposit calculator 
						 Roth IRA deposit calculator 
						 Simple Spending calculator 
						 How long would I be able to make withdrawals? 
						 What rate of return would I need? 
						 How much would I need to start with? 
						 How much could I withdraw each month? 
					
					
						Investment Calculators
						 How can I save a million dollars? 
						 Investment yield calculator 
						 Present value calculator 
						 Future value calculator 
						 Simple savings goal calculator 
						 Stock investment profit calculator 
						 Stock basis cost scratchpad 
						 How much money could I save? 
						 What rate of return would I need? 
						 How much would I need to start with? 
						 How much would I need to save each month? 
						 How long must I save for a major purchase? 
						 How long will it take to double my money? 
						 What is the financial cost of dying? 
						 Asset Allocation 
						 Insurance vs. Taxable Fund 
					
						
						Home Finance
						 Is refinancing my loan a good idea?
						 What would my payments be for a balloon loan?
						 What would I save if I made monthly prepayments?
						 What would be my monthly prepayment?
						 How much house can I qualify for?
						 How much house can I afford?
						 Which fixed rate loan is better for me?
						 What are my payments for a fixed rate loan?
						 What are my payments for an adjustable rate loan?
						 Should I buy or rent my home?
						 Which loan is better, fixed or adjustable?
						 What is my mortgage payoff amount?
						 Could I use a consolidation loan?
						 What would I save with bi-weekly mortgage payments?
						 What effect do rates and down payments make?
					
					
					
					
				